Tarc Ishva Price and 20x5 Payment Plan Explained

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Overview: What You Are Really Paying For​

When someone says “luxury apartment in Gurgaon,” the first question is always the same. How much? The second question comes a minute later: how do I pay for it?

This guide answers both for Tarc Ishva Sector 63A Gurgaon , a TARC Limited project on Golf Course Extension Road. It is a low-density project with five towers and 458 homes across roughly 7 acres, offering 3 and 4 BHK apartments. Prices start from ₹6.86 Cr for a 3 BHK and ₹9.32 Cr for a 4 BHK, and possession is expected in October 2029. Below, you will find the sizes, a simple price breakdown, what the 20x5 payment plan could look like, and the practical points around location and lifestyle.

One note upfront. The project's price list on the website shows “Call for Price” against each unit, so the figures here are the starting prices stated on the page. Always confirm the current rate with the sales team.

Quick Snapshot​

• Project: Tarc Ishva, Sector 63A, Golf Course Extension Road, Gurugram
• Developer: TARC Limited
• Configurations: 3 BHK + Helper's Room, 3 BHK + Study Room, 4 BHK + Helper's Room
• Unit sizes: 2,858 sq ft, 2,945 sq ft and 3,883 sq ft
• Price: ₹6.86 Cr to ₹9.32 Cr
• Payment plan: 20x5
• Layout: 5 towers, 458 homes, about 7 acres
• Clubhouse: Approximately 70,000 sq ft
• Status: Booking open
• Possession: October 2029 (subject to construction progress)
• RERA: GGM/865/597/2024/92

Floor Plan: Three Layouts, One Common Idea​

All three layouts are four-side open, which means light and cross-ventilation can reach the home from more than one direction. The difference lies in the extra room each plan includes.

Layout	Size	Extra Room
3 BHK + Helper's Room	2,858 sq ft	Space for domestic help
3 BHK + Study Room	2,945 sq ft	Work from home or study space
4 BHK + Helper's Room	3,883 sq ft	Larger family home with helping quarters

You may notice that the floor plan section of the website calls them “3.5 BHK” and “4.5 BHK.” That is just another way of counting the extra room. There are two plans under the 3.5 BHK heading, matching the two 3 BHK variants, and one under the 4.5 BHK heading. Ask the sales team to share the plan for your exact unit with the open sides, balcony and room positions marked.

Price: The Numbers and What They Mean​

The starting prices​

• 3 BHK: from ₹6.86 Cr
• 4 BHK: from ₹9.32 Cr

The final price depends on size, floor and view.

What it works out to per sq ft​

Here is something the page does not tell you. If you divide the starting prices by the listed sizes, you get almost the same rate in both cases:

• ₹6.86 Cr ÷ 2,858 sq ft is about ₹24,000 per sq ft
• ₹9.32 Cr ÷ 3,883 sq ft is about ₹24,000 per sq ft

This is our own calculation, and it assumes each starting price refers to the matching listed size. It is a useful way to compare Tarc Ishva with other projects in the same area, but it is only indicative. Use the rate your sales team quotes.

An indicative size-wise table​

Layout	Size	Indicative Price at about ₹24,000 per sq ft
3 BHK + Helper's Room	2,858 sq ft	About ₹6.86 Cr
3 BHK + Study Room	2,945 sq ft	About ₹7.07 Cr
4 BHK + Helper's Room	3,883 sq ft	About 9.32 Cr

The ₹7.07 Cr figure for the study-room layout is our estimate, since the website does not list a price for it. Treat this table as a planning tool, not an offer.

The 20x5 payment plan​

The website says Tarc Ishva follows a 20x5 payment plan, but it does not spell out the schedule. A common reading of “20x5” is five payments of 20 percent each. If that is how it works, here is what it would look like:

Starting Home	Price	Each of 5 payments (20%)
3 BHK	6.86 Cr	About ₹1.37 Cr
4 BHK	9.32 Cr	About ₹1.86 Cr

Please treat this as an illustration only. The actual schedule, the stages that trigger each payment and any booking amount need to come from the sales team in writing.

What comes on top of the base price​

• GST: For an under-construction home, GST is usually charged at 5 percent. On ₹6.86 Cr, that is roughly ₹34 lakh.
• Stamp duty and registration: Charged at Haryana's rates, which can vary by buyer category.
• Parking, maintenance deposits and club charges: Ask which ones apply and when.

So the real cost of a “₹6.86 Cr” home is higher than the headline. Ask for a complete cost sheet before you pay any booking amount.

Area and Location: Where Sector 63A Sits​

Tarc Ishva is in Sector 63A, along Golf Course Extension Road and close to the Southern Peripheral Road. In terms of land, it covers about 7 acres. The website uses “roughly 7 acres” in most places, although one paragraph says about 6.95 acres, so the two figures are the same thing rounded differently.

With five towers and 458 homes, that is an average of about 92 homes per tower and roughly 66 homes per acre (our own calculations). In daily life, that tends to mean fewer people in the elevators and more breathing space around the buildings.

Connectivity, as listed on the project page:

• Golf Course Road, Sohna Road, NH-48 and Faridabad Road are reachable from here
• Capital Cyberspace in Sector 59 is nearby, which helps professionals working in Gurgaon's business hubs
• Indira Gandhi International Airport is roughly 25 km away

The page does not give drive times for most of these, and traffic changes everything. Test the route yourself, ideally at the hour you will actually commute.

Wellness and Advantages: How Daily Life Could Feel​

For your health and routine. The project offers a fitness center, wellness zones, swimming pools, landscaped gardens and sports areas, all inside a 70,000 sq ft clubhouse-led setup. That gives you space to exercise without leaving the community.

For comfort at home. Four open sides can bring more daylight and better airflow into the rooms, which is a quiet advantage that you feel every day.

For privacy. Each residence gets private lift access, so you step out of the lift into your own entrance. Combined with the low-density layout, it gives a more private feel than a typical high-rise.

For families. The gated community with security systems means children can use the open areas more comfortably.

For your commute. The location near Capital Cyberspace and the connections to NH-48 and Golf Course Road are useful for working professionals.

Highlights at a Glance​

• 3 and 4 BHK homes from 2,858 to 3,883 sq ft
• Every layout is four-side open
• Private lift access for each residence
• Only 5 towers and 458 homes on about 7 acres
• Design inspired by the “Golden Ratio” idea of balance and proportion
• Starting prices of ₹6.86 Cr (3 BHK) and ₹9.32 Cr (4 BHK)
• 20x5 payment plan
• Possession expected in October 2029
• RERA registered under GGM/865/597/2024/92

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• 70,000 sq ft clubhouse
• Swimming pools
• Landscaped gardens
• Sports areas
• Fitness Center
• Wellness zones
• Gated community with security systems

Facilities and their timelines can change, so ask which ones will be ready first and whether any carry extra charges.

Final Thoughts​

If you strip away the brochure language, Tarc Ishva comes down to a simple trade. You pay a premium price, around ₹24,000 per sq ft on the numbers listed, for bigger homes, fewer neighbors, more open sides and a private entrance. Whether that suits you depends on your budget, how long you can wait until October 2029, and how much you value space and privacy over a ready-to-move home.

Before you book, do three things. Get the exact payment schedule and cost sheet in writing. Check the RERA number (GGM/865/597/2024/92) on the official Haryana RERA portal.

To see floor plans, the price list and the site plan, visit Tarc Ishva Sector 63A Gurgaon , or check the project on 100acress.com . The tarcprojects site is managed by an authorized channel partner and is not the official website of the developer. All prices, plans and details are for information only and may change, so verify everything independently before booking.

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